I am 24. The future ahead.

Few months ago, I celebrated my birthday with little fanfare. I am cognisant of what the future requires out of me and it is important to be equipped with the necessary skills to step up.

This year, I signed up for Level 1 of Chartered Financial Analyst qualification. It provides a sense of joy to learn new concepts in order to value-add to my work and enhances the value of my skill sets. At the same time, this choice requires me to be disciplined about my time since I am juggling my work along with my studies.

On my investment front, I am happy to state that sticking to my own unique investing philosophy has provided good returns. Despite initial failures, I still managed to obtain my SPRING scholarship and university placing of my choice. The experience has cemented the firm belief in me that I must never never ever give up on myself. I believe I will hit a millionaire status, and it is just a question of when.

In life, there are two phases (from the way I see it). They are ‘doing’ and ‘reading’. The past few years, without the ‘reading’ component, I would not have done certain things well or execute my personal investing trades well. There were many instances where I reflected and realised the reason why I did certain things in certain ways…. was because I read the methods somewhere from some books before.

I cut back on my reading this year and dived into the mode of ‘doing’. There is no better way to learn and solidify my own learning to prepare myself for the next stage.

I do hope that from a year now, I will be a successful speaker and I will be able to conduct preview talks well with my investment track record for all to see.

As usual, I am grateful for all my family members, friends and acquaintances who helped me in their own unique ways.

Finally, I desire to create another income stream for myself that may include internet marketing. To me, it is simple. Save more, earn more, and use your savings to grow your wealth. There are many ways about it including substituting Starbucks for cheaper coffee, travelling during off-peak hours, pack your own food, volunteer to do more for your company, work overtime, and others.

Age is never a limit, limiting beliefs are.